The holidays are on at Walmart! Starting today customers can take advantage of 20,000 rollbacks in stores and access even more deals during a 24-hour Cyber event on walmart.com featuring 15 hot deals normally reserved for Black Friday and Cyber Monday. (Photo by Brandon Wade/Invision for Walmart/AP Images)

Holiday shopping survival guide

Retailers are trying to lure shoppers, and many of us are taking the bait. Financial expert Annalee Leonard says it’s a good idea to take ad…