Whether you are at fault or not, there are a lot of financial pressures that come along with being in a car accident. David Greene from Greene and Phillips Law Firm stopped by Studio10 to discuss this issue.
Below is a list of questions and answers talked about on the show:
What are some financial pressures that people face after a car accident?
Well, first off, they have to get their car repaired, that can cost thousands of dollars. While their car is being repaired they may need to rent a car, or use another form of transportation. There are medical bills, lost wages to be considered too. Many people have very little emergency savings and something like a car wreck can cause a lot of stress about how to pay for necessities.
If the accident is someone else’s fault, what costs are they responsible for?
The other driver is responsible for all costs associated with the accident.
What can someone do about these financial pressures?
Your property damage should be handled quickly by the insurance provider of the person that hit you. You should hire a personal injury lawyer to help you get recoveries for your medical expenses. A lawyer can help you navigate the complexities of finding and receiving treatment, and getting the maximum value from you case.
What if you don’t have health insurance and are afraid about not being able to pay for medical bills?
Call a lawyer who handles this type of case. They can connect you with medical providers who do not require upfront fees. Those providers will then be paid out of your settlement from the insurance company.
What if the insurance company is not providing you enough money to fully fix your car?
Often the property damage part of your claim will not be enough to cover the full costs of fixing your car and the costs associated with renting a vehicle, and dealing with the hassle of being without a vehicle while it’s being fixed. Sometimes the settlement value of your personal injury claim will make up for the financial loss you took on your property damage claim.
When and what should you say to the insurance company concerning your property damage case and your personal injury case?
We tell everyone don’t give a statement to the insurance company without consulting with a lawyer first. The insurance adjuster is trained ask questions in a certain way that answering them may lessen the value of your case.
If you have any questions feel free to get in touch with Greene and Phillips. All of their contact info is on their website: greenephillips.com